I got my 1st client today from the chamber of commerce. He owns a flooring and tile store about 15 minutes from me. This was not gonna be attempted on the phone since he has four other people there who were also interested. I had an 8:30am appointment with the owner then the employees at 9:30.
So I signed him up - he's pending since he's on meds. At 9:30 I spoke to his employees - one of which is his girlfriend so I signed her up and that went instant active. She was amazed when we printed off her insurance cards right in the store.
One other employee worked in the warehouse part-time but has a 6 year old - no coverage. He doesn't make enough to get himself covered but his daughter qualifies for free coverage through MCHIP since he makes less than 250% of FPL. I printed out the MCHIP app and obviously he was thrilled to find out his daughter can get free coverage.
Another employee is on her husband's plan, however $160 a week is taken out of his weekly check and it's killing them. That's $640 a month and he said her husband doesn't make much, but she has COPD and smokes. Turns out after she called her husband, he gets free coverage - it's adding the family the triggers the $640 a month rate.
She can get the state plan for $220, the daughter can get her own plan for around $80 and the husband is left primary on his group for no cost. That's a $340 a month savings! She was stunned and literally said "Where in the hell around you supposed to find out about this bullshit!" lol. She's a trip - had everyone laughing. Of course, no one finds out about stuff like this.
One small hurdle is when the husband can drop his wife and daughter from his plan. He's checking with his benefits department today. Referrals? Everyone wanted a ton of cards - the wife on group coverage said her brother's in the same boat - paying $600+ for family coverage so she gave me his number.
Of course, I could have just signed the husband up over the phone. Then erase this entire post after the owner's one app. Not to say I don't sign people up over the phone, but know when it's time to see people.
1 comment:
Enjoyed reading that. Not only did you EARN your sales but really helped those folks.
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