Been talking to a few people who miss when I was posting my results; spreadsheets, deals, etc...
That's no problem and actually motivational for me so starting today I'll be posting my daily routine and results.
As for today so far I just got off the phone with a prospect:
She's 28 and has HPV (human papilloma virus.) With GR and Assurant it's an exclusion at best so she's MHIP bound (Maryland Health Insurance Plan.) She's $157 per month for a $1,000 deductible plan so why bother with riders. She's at higher risk for cervical cancer.
But we have the husband, age 39 who's perfectly health but a small snag with the kids - ages 4 and 5. One has asthma and is on Albuterol and the other has Eczema with daily topical medicated cream.
I'll probably be looking to GR for this - don't see too much liability with riders for those conditions. I could throw it to Assurant however rates are 40% higher and additional rate doesn't compensate for having the meds covered especially taking the $500 drug deductible into account.
As for business submitted today - did a Plan 80 - husband, wife and two kids on a budget. $285 X 12 = $3,420 in submitted premium today (above.)
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