MCHIP: http://www.dhr.state.md.us/how/medical/mchip.htm
Free health care for children under 19 and all pregnant women who fall into certain income guidelines. I get those leads - female 32 with two kids but instead of recommending a family of three plan, I see if she qualifies for MCHIP. If so, her kids get free healthcare and maybe she only needs a plan for herself.
Pharmacy Assistance: http://www.dhr.state.md.us/how/medical/mpap.htm
Provides free or discounted medication to people who make too much money to qualify for state assistance.
County health department: http://www.aahealth.org/index.asp
Free health screenings, free shots/immunizations for children and "one stop shopping" to see if you qualify to any type of assistance program.
Local hospital: http://www.aahs.org/
Offers a myriad of free screenings; blood pressure, prostate, breast exams, etc... on top of a ton of free programs and educational classes. It's also the place to contact if you don't have any insurance, don't qualify to any type of assistance but need some type of testing or even surgery. Most people don't know that in many cases you can negotiate the cost of some services and the hospital will absolutely let you know about any program available to help offset the medical costs.
State health department: http://www.dhmh.state.md.us/
The "one stop shopping" website for every program known to man for health in Maryland.
This is the kind of information I like to provide my clients who are lower income. One of the questions most agents don't ask their prospects is "what's your family income?" I do indeed prep that question by letting them know they are under no obligation to tell me how much they make, but most times I can guess and say "by the way, since you're 28 years old with two kids if you make under "X" amount per year you could qualify for A, B, and C programs.
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